How to Report an Accident in Canada: 2026 Province Guide

Q: How do I report an accident to ICBC?

Call ICBC Dial-a-Claim at **604-520-8222** in the Lower Mainland or **1-800-910-4222** elsewhere in BC, between 8 a.m. and 8 p.m. seven days a week. ICBC also accepts online claims 24 hours a day at icbc.com. The deadline is 24 hours in urban areas and 48 hours in rural areas.

Knowing how to report an accident in Canada is one of those things you only think about after the fact, which is exactly why every newcomer should read it before. The country runs on three rules that apply everywhere: call 911 if anyone is hurt or in danger, call police if damage is over your province’s reporting threshold, and call your insurance company within hours, not days. The thresholds, the phone numbers, and the paperwork change at the provincial border. Ontario raised its police-reporting threshold to $5,000 on January 1, 2025. Alberta did the same on January 1, 2024. BC sits at $10,000 since March 2019. Quebec runs on a Joint Report system that most newcomers have never heard of. This guide walks through the first 30 minutes at the scene, the right calls in the right order, every province’s police threshold and crown or private insurer, the Ontario Collision Reporting Centre process, the Quebec constat amiable, hit-and-run procedure, and what to do if you crash before your Canadian insurance policy is even active.

Key Takeaways

Call 911 first if anyone is injured, the road is blocked, the other driver leaves, or you suspect impaired driving. This is the only universal rule across all 10 provinces and 3 territories.
Police thresholds vary by province. Ontario and Alberta both moved to $5,000 in property damage in 2024-2025. BC is $10,000. Nova Scotia and PEI are $2,000. Quebec, Saskatchewan, Manitoba, New Brunswick, and Newfoundland do not use a dollar threshold and instead trigger reporting on injury, criminal code violations, or hit-and-run.
Your insurance company must be told fast. The Insurance Bureau of Canada’s standard is 7 days. ICBC requires reporting within 24 hours in urban areas and 48 hours in rural areas. Most policies also include a clause that says “as soon as reasonably possible,” which insurers interpret strictly.
Ontario uses Collision Reporting Centres (CRCs). If your damage is over $5,000 but no one is hurt, police will direct you to a CRC operated by Accident Support Services International. You have 24 hours to attend.
Quebec uses a Joint Report (constat amiable). Two drivers, one form, no police needed for property-only collisions. The form is free from the Groupement des assureurs automobile (GAA).
A police report is not always required for an insurance claim, but in most provinces a police file number speeds up the claim and is mandatory for hit-and-run, criminal-code, and bodily injury cases.
Provincial public insurers handle the claim in BC (ICBC), Saskatchewan (SGI), Manitoba (MPI), and Quebec (SAAQ for personal injury, private insurers for vehicle damage).

What to Do at the Scene of a Car Accident in Canada

The first 30 minutes shape the entire claim. Most newcomers panic, miss documentation, and admit fault verbally without realizing it. Follow the same sequence in any province.

The First Five Steps

Stop the vehicle and turn on your hazard lights. Leaving the scene of any collision in Canada, even a low-speed parking-lot bump, is a Criminal Code offence under section 320.16 if you knew (or should have known) a collision occurred. The penalty is up to 10 years in prison if there are no injuries, and life in prison if there are.
Check for injuries before checking for damage. Ask everyone in your vehicle, the other vehicle, and any pedestrians or cyclists. If anyone says “yes” or you are unsure, call 911. The dispatcher decides whether to send police, fire, paramedics, or all three.
Move vehicles out of traffic if it is safe to do so. Most provincial driver handbooks (ICBC, SAAQ, MTO, MPI, SGI, etc.) explicitly tell you to move drivable vehicles to the shoulder or a parking lot. Leaving cars in a live lane causes secondary collisions, and provinces will not penalize you for moving them in a property-only crash. The exception is a fatal or serious-injury collision, where police want the scene preserved.
Exchange information. Write down or photograph: full name, address, phone, driver’s licence number, plate number, vehicle make and model, insurance company name, and policy number. If a passenger or witness is willing, get their name and phone number too.
Document the scene. Take 10 to 20 photos: each vehicle’s damage from multiple angles, both licence plates, the position of vehicles in the lane, road conditions, traffic signs, weather, and any skid marks. Photograph the other driver’s licence and insurance card if they let you, or write the numbers down. The Insurance Bureau of Canada publishes a free Accident Report Form that walks through every field your insurer will ask for.

What Not to Do at the Scene

Do not admit fault. Not verbally, not in a text, not in a Facebook message. In Canada, fault is determined by the insurer using the Fault Determination Rules (Ontario) or equivalent provincial rules, not by what you said in the moment.
Do not accept cash and skip reporting. A driver who offers $500 to forget the whole thing has almost always done this before, often without insurance. If your damage exceeds the provincial threshold and you took cash, you have committed an offence and lost your claim.
Do not sign anything. Some scammers carry pre-printed “release of liability” forms. The only document you should consider signing at the scene is a Quebec Joint Report (in Quebec only).
Do not leave before exchanging information. Even if the other driver is yelling, hostile, or evasive, stay until you have their licence and insurance details, or until police arrive. Leaving without exchanging information is treated as hit-and-run.

Who to Call to Report a Car Accident in Canada

The right calls depend on what happened, but the order is the same.

1. Call 911 If Any of the Following Apply

Anyone is injured, including the other driver, a passenger, a pedestrian, or a cyclist.
A vehicle is on fire, leaking fluid heavily, or carrying dangerous goods.
The road is blocked and traffic cannot pass safely.
The other driver is impaired by alcohol or drugs, or you suspect they are.
The other driver leaves the scene (hit-and-run).
A government vehicle, transit bus, or commercial truck is involved.

2. Call the Non-Emergency Police Line If Damage Exceeds the Provincial Threshold

If no one is hurt but the property damage is over your province’s threshold, call your local police service’s non-emergency line. Each major Canadian city publishes one:

Toronto Police: 416-808-2222
Calgary Police Service: 403-266-1234
Edmonton Police Service: 780-423-4567
Vancouver Police Department: 604-717-3321
Montreal SPVM: 514-393-1133
Ottawa Police Service: 613-236-1222
Winnipeg Police Service: 204-986-6222
Halifax Regional Police: 902-490-5020

In Ontario specifically, the police will often direct you straight to a Collision Reporting Centre (more on that below) instead of dispatching an officer to the scene.

3. Call Your Insurance Company

Every Canadian auto insurance policy contains a “report promptly” clause. The Insurance Bureau of Canada’s industry standard is within 7 days, and most insurers expect to hear from you the same day if possible. Source: IBC, Claims and Agreements.

Check Out What To Do After A Car Accident (in Ontario):

The crown and major private insurers publish dedicated claim phone numbers:

ICBC (BC): 604-520-8222 (Lower Mainland), 1-800-910-4222 (elsewhere). Source: ICBC, Report a Claim.
SAAQ (Quebec, personal injury only): 1-800-361-7620. Vehicle damage goes through your private insurer.
MPI (Manitoba): 204-985-7000 (Winnipeg), 1-800-665-2410 (elsewhere). Source: MPI, Reporting a Vehicle Collision Claim.
SGI (Saskatchewan): 1-800-647-6448. Source: SGI, Submit a Claim.
Private insurers (Intact, Aviva, TD, Belairdirect, Desjardins, etc.): The phone number is on the back of your insurance card. Most also accept claims through a 24-hour app or web portal.

Province-by-Province Police Reporting Thresholds (2026)

The dollar amount that requires a police report changes at the provincial border. The figures below are current to May 2026 and reflect the recent thresholds increases in Ontario (January 2025) and Alberta (January 2024).

Province / Territory	Police Report Required If…	Provincial Insurer	Insurer Phone
Ontario	Damage over $5,000 OR injury OR criminal code OR pedestrian/cyclist	Private (Intact, Aviva, TD, etc.)	On insurance card; CRC visit within 24 hours
British Columbia	Damage over $10,000 OR injury OR criminal code OR hit-and-run	ICBC	604-520-8222 / 1-800-910-4222
Alberta	Damage over $5,000 OR injury OR criminal code OR hit-and-run	Private (Intact, Co-operators, etc.)	On insurance card
Quebec	Injury OR criminal code OR hit-and-run OR no Joint Report agreed	SAAQ (injury) + private (vehicle)	SAAQ 1-800-361-7620
Manitoba	Injury OR criminal code OR hit-and-run OR unidentified vehicle (no fixed $ threshold)	MPI	204-985-7000 / 1-800-665-2410
Saskatchewan	Injury OR criminal code OR hit-and-run OR out-of-province vehicle OR towing required	SGI	1-800-647-6448
Nova Scotia	Damage over $2,000 OR injury	Private	On insurance card
New Brunswick	Damage over $2,000 OR injury OR criminal code	Private	On insurance card
Prince Edward Island	Damage over $2,000 OR injury	Private	On insurance card
Newfoundland and Labrador	Damage over $2,000 OR injury	Private	On insurance card
Yukon	Damage over $2,000 OR injury	Private	On insurance card
Northwest Territories	Damage over $2,000 OR injury	Private	On insurance card
Nunavut	Damage over $2,000 OR injury	Private	On insurance card

The thresholds are minimums. Police can choose to file a report for any collision they attend, and you can choose to file one for a sub-threshold incident, especially if you suspect the other driver may dispute fault later.

Why the Ontario Threshold Changed

Effective January 1, 2025, Ontario raised the property-damage-only collision reporting threshold from $2,000 to $5,000. The change reflected modern repair costs (a single bumper on a 2024 SUV often passes the old $2,000 threshold) and reduced administrative load on Ontario Provincial Police and municipal services. The new threshold is administered through the Highway Traffic Act and applies provincewide. Source: Ontario.ca, Get a Vehicle Collision Report.

Why the Alberta Threshold Changed

Effective January 1, 2024, Alberta raised its threshold from $2,000 to $5,000. Auto-body shops in Alberta cannot legally complete more than $5,000 of collision-related repair work on a vehicle that has not received a damage sticker confirming the police report was filed, which is the enforcement mechanism. If your damage is over $5,000 and the vehicle is drivable, you have 24 hours to file at a police station. Source: Alberta.ca, Collision Reports.

Collision Reporting Centres in Ontario

Ontario invented the Collision Reporting Centre model and now runs about 25 of them across the province through Accident Support Services International. They are the standard place to report any property-only collision over $5,000 when no police officer was dispatched to the scene.

How an Ontario CRC Visit Works

Police direct you to the nearest CRC when you call the non-emergency line, or you can self-direct after the scene if no police came.
Drive your vehicle there within 24 hours. If the vehicle is not drivable, have it towed to a CRC. The major CRCs are open 7 days a week with extended evening hours.
Bring your driver’s licence, vehicle ownership, and proof of insurance. Each driver involved attends separately or together.
A police officer at the CRC takes your statement and inspects the vehicles. A self-report form gets filed under the Highway Traffic Act, and the officer issues you a Motor Vehicle Accident Report (MVAR) number.
Your insurer uses the MVAR number to start the claim. Most insurers accept the CRC report as the equivalent of an at-scene police report.

The CRC list is published by Accident Support Services International and includes locations in Toronto, Mississauga, Brampton, Vaughan, Markham, Pickering, Oshawa, Hamilton, London, Ottawa, Kingston, Sudbury, Thunder Bay, and Windsor. Toronto Police Service maintains the official Collision Reporting page for the city’s seven CRCs.

The Quebec Joint Report (Constat Amiable)

Quebec is the only province where a property-only collision between two cooperating drivers usually does not involve police at all. Instead, both drivers fill out a Joint Report, also called a constat amiable. The document is the entire claim file in Quebec for property damage.

When to Use the Joint Report

Two vehicles, two drivers, both present and cooperative.
No injuries.
No criminal-code suspicion (impaired driving, dangerous operation).
No government vehicle, no commercial truck carrying dangerous goods.
Both drivers are willing to sign.

If any of those break down, call 911 or the police non-emergency line.

How the Joint Report Works

The Joint Report is a single form with two columns, one per driver. Each driver fills out their own column, both drivers sign, and each driver keeps a copy. Signing the form is not an admission of fault. Quebec insurers use the Direct Compensation Agreement (administered by the Groupement des assureurs automobile) and a fault grid to assign liability based on what is recorded.

You can download the bilingual form for free from the Groupement des assureurs automobile (GAA) at infoassurance.ca. Most Quebec drivers keep a paper copy in the glovebox and many insurers send a printed pad with the policy package. The SAAQ’s Event of an Accident page has the full procedure.

Quebec’s No-Fault System for Bodily Injury

Personal injury claims in Quebec are handled by the SAAQ under a public no-fault scheme that has been in place since 1978. If you are hurt in a Quebec collision, the SAAQ pays your medical, rehabilitation, income replacement, and lump-sum compensation regardless of who caused the crash. You report a bodily injury within 3 years to keep the claim alive, but the practical advice is to file within the first month. Property damage stays with private insurers and the Joint Report system.

How to Report a Hit-and-Run in Canada

Hit-and-run is the one scenario where police involvement is mandatory in every province, regardless of damage amount or whether anyone was injured.

What to Do Immediately

Do not chase the other vehicle. Pursuing is dangerous and gives police a second incident to investigate.
Write down everything you remember: plate number (or partial), make, model, colour, direction of travel, time, intersection.
Look for witnesses. Other drivers and pedestrians often saw more than you did. Get phone numbers.
Call 911 if you are injured or the road is blocked, or the police non-emergency line otherwise.
Take photos of your vehicle’s damage, the position on the road, and any debris (broken trim, paint transfer) the other vehicle left behind.
File the police report and get the file number. Every province requires a police file before an insurer will start an uninsured-motorist claim.
Call your insurer. Most policies include uninsured automobile coverage (called UA in Ontario, Hit and Run coverage in BC, and similar names elsewhere) that pays your damage and injury claim up to a provincial cap, even when the at-fault driver cannot be found. ICBC’s Hit-and-Run claim process covers up to $200,000 for a BC resident hit by an unidentified driver in BC.

The federal Criminal Code section 320.16 makes leaving the scene of a collision a criminal offence. If police find the other driver, the consequences include a criminal record, a driving prohibition, and (in the worst cases) prison time. Source: Justice Canada, Criminal Code 320.16.

How the Insurance Claim Process Works

Reporting an accident to police closes one file. Reporting it to your insurance company opens another. The two run in parallel.

The Insurance Reporting Timeline

The IBC standard is 7 days. Most policies enforce this contractually. Late reporting is the second most common reason for a claim denial after misrepresentation. Source: IBC, Claims Agreements and Forms.
ICBC requires within 24 hours in urban areas of BC and 48 hours in rural areas.
SAAQ accepts up to 3 years for bodily injury, but the practical window is the same week.
Most private insurers expect a phone call within 24 to 48 hours, with the formal claim form to follow.

What Information Your Insurer Will Ask For

Date, time, and exact location of the collision.
Description of what happened (your version, no editorializing).
Other driver’s name, phone, address, licence number, plate, and insurance details.
Police file number, MVAR number, or Joint Report copy.
Witness names and phone numbers.
Photos of damage, scene, and any documents exchanged.

After You Report: The Adjuster

Your insurer assigns an adjuster, typically within 24 hours of the report. The adjuster’s job is to investigate fault, estimate damage (often through a partner body shop or a virtual estimate app), assess injury claims (medical reports, treatment plans), and authorize payments to repair shops or directly to you. Ontario’s Financial Services Regulatory Authority (FSRA) After-an-Accident page walks through the seven-day adjuster contact rule that applies in Ontario.

Direct Compensation versus Tort

Direct Compensation (Ontario, Quebec, Atlantic provinces): Your own insurer pays for your vehicle damage, even if the other driver was at fault, as long as you carry mandatory provincial coverage. The system is faster and avoids cross-insurer disputes.
Public Insurance (BC, Saskatchewan, Manitoba): ICBC, SGI, or MPI handles every claim regardless of which side you are on. There is no “other insurer” to negotiate with.
Private Tort (Alberta, partially): Liability and bodily injury claims can go through the at-fault driver’s insurer or, in serious cases, through a civil suit.

For a deeper look at the price tag of all this once you settle in, our ‘how to manage my finances’ guide covers the typical insurance, deductible, and emergency-fund line items in your first six months.

Reporting an Accident as a Newcomer

The reporting rules above apply equally to a Canadian-born resident with a 20-year insurance history and a newcomer who landed at YYZ last week. The wrinkles are practical.

Scenario 1: Visitor on a US, UK, or Irish Policy

Most US auto insurance carriers (Geico, State Farm, Progressive, USAA, Allstate) extend Canadian coverage at home-state limits if you carry a Canadian Non-Resident Inter-Provincial Motor Vehicle Liability Insurance Card (the yellow card) issued by your US insurer. UK and Irish carriers do not extend automatically; most short-term Canadian rentals are arranged through a Canadian rental company instead. Our guide for US drivers in Canada walks through the cross-border insurance rules in detail.

If you crash on a US/UK/IE visitor policy:

The scene procedure is identical (911 if hurt, police if over threshold, document everything).
Your home-country insurer is the one you call, not a Canadian one.
The Canadian-side adjuster (where applicable) will work directly with your home insurer through the IBC inter-jurisdictional claim system.

Scenario 2: New Resident, No Canadian Policy Yet

The most exposed window is the first two to four weeks after landing, when many newcomers are between policies. If you are driving a Canadian-plated vehicle without insurance, that is a provincial offence, with fines from $5,000 in Ontario to $7,500 in Alberta on first conviction, plus possible vehicle impoundment.

Two safe paths:

Buy a Canadian policy before your first drive. Public insurers (ICBC, SGI, MPI) and most private insurers can issue a policy the same day you walk in, with proof of identity, address, and a foreign driving abstract.
Drive on the seller’s policy for the day-of-purchase trip home. Some private vehicle sales include a 24-hour transitional coverage clause, but it is rare. Confirm in writing.

Scenario 3: Rental Car Accident

Major rental companies (Enterprise, Hertz, Avis, Budget, National) all have a 24-hour collision hotline printed on the rental agreement. Call them first, then call police if the damage triggers the provincial threshold or anyone is hurt. Your rental’s collision damage waiver (CDW), if you bought one, covers the vehicle. Liability and personal injury fall back to your auto policy or your credit card’s complimentary CDW.

Scenario 4: Rideshare Driver or Passenger

Uber, Lyft, and most Canadian rideshare platforms carry a commercial liability policy that activates when the app is on. As a passenger, you report the accident to the rideshare company through the app’s “Trip issue” or “Help” menu within 24 hours, and the rideshare insurer handles the claim. As a driver, you report to both your personal Canadian insurer (with rideshare endorsement) and the rideshare company.

For a broader overview of newcomer paperwork, including auto insurance setup in the right order, our ‘migrating to Canada’ guide lays out the full sequence from SIN to driving licence.

How to Report an Accident in Canada: Frequently Asked Questions

How do I report a car accident in Canada?

Call 911 if anyone is hurt. Call police (or attend a Collision Reporting Centre in Ontario) if the damage exceeds your province’s threshold or there is a criminal-code concern. Call your insurance company within 24 hours to 7 days. Document the scene with photos, and exchange names, plates, licence numbers, and insurance details with the other driver before leaving.

Do I have to report an accident to the police in Canada?

It depends on the province and the damage. Ontario and Alberta require a police report when property damage exceeds $5,000. BC requires it over $10,000. Atlantic provinces and the territories use a $2,000 threshold. Quebec, Saskatchewan, Manitoba, New Brunswick, and Newfoundland trigger the requirement on injury, criminal-code violation, or hit-and-run rather than a dollar amount.

How long do I have to report a car accident in Canada?

Police should be notified at the scene if the threshold is met. The Insurance Bureau of Canada’s standard is 7 days to report to your insurer. ICBC requires 24 hours in urban BC and 48 hours in rural BC. Quebec allows 3 years for SAAQ bodily-injury claims, but most insurers expect a call within the first 24 to 48 hours.

Can I report a car accident online in Canada?

Yes, in most provinces. ICBC, SGI, MPI, and most private insurers accept online claim reports through their website or app, 24 hours a day. Ontario police-reportable collisions still require an in-person visit to a Collision Reporting Centre within 24 hours.

What is a Collision Reporting Centre?

A Collision Reporting Centre (CRC) is an Ontario facility where drivers report property-only collisions over $5,000 when no officer was dispatched to the scene. About 25 CRCs operate across Ontario through Accident Support Services International. Police take a statement, inspect the vehicles, and issue a Motor Vehicle Accident Report number that your insurer uses to open the claim.

What is the Joint Report in Quebec?

The Joint Report (constat amiable) is a single form that two cooperating drivers complete after a property-only collision in Quebec. Both drivers sign, each keeps a copy, and the report substitutes for a police report. Signing the form is not an admission of fault. The form is free from the Groupement des assureurs automobile.

Do I need a police report for an insurance claim in Canada?

Not always. Sub-threshold property collisions can be claimed with photos, the other driver’s information, and a Joint Report (Quebec). Police reports are mandatory for hit-and-run, injury, criminal-code, and over-threshold collisions. Most insurers strongly prefer a police report or CRC report when one is reasonably available.

What happens if I don’t report a car accident in Canada?

Penalties depend on the offence. Failure to report a collision over the provincial threshold runs from a $200 to $1,000 fine plus demerit points. Leaving the scene of an accident is a Criminal Code offence under section 320.16 with up to 10 years’ imprisonment when no one is hurt and life imprisonment in fatal cases. Failing to tell your insurer voids the claim and can void the policy.

How do I report a hit-and-run in Canada?

Call 911 if you are injured or the road is blocked. Otherwise call the police non-emergency line. Provide the plate (or partial), make, model, colour, direction of travel, and any witness contact details. Get a police file number. Then call your insurer to open an uninsured-motorist claim, which most provinces cap at $200,000 for a hit-and-run by an unidentified driver.

How do I report an accident to ICBC?

Call ICBC Dial-a-Claim at 604-520-8222 in the Lower Mainland or 1-800-910-4222 elsewhere in BC, between 8 a.m. and 8 p.m. seven days a week. ICBC also accepts online claims 24 hours a day at icbc.com. The deadline is 24 hours in urban areas and 48 hours in rural areas.

How do I report an accident to SAAQ?

Quebec splits accident reporting between SAAQ (bodily injury) and your private insurer (vehicle damage). For bodily injury, call SAAQ at 1-800-361-7620 or file online. For vehicle damage, fill out the Joint Report at the scene with the other driver and submit it to your private insurer.

What is the difference between a police report and an insurance report?

A police report is filed under provincial highway traffic law and federal criminal law. It establishes facts and triggers any criminal or regulatory consequences. An insurance report is filed under your policy contract. It opens the claim and authorizes the adjuster to investigate, assess fault, and pay out. Most claims need both.

Will my insurance go up after I report an accident in Canada?

Often, yes, even if you were not at fault, depending on the insurer. A claim that pays out usually triggers a premium increase at the next renewal or moves you up the fault rating in public-insurer provinces. A “knock for knock” or no-fault claim where your direct compensation insurer pays for your damage typically has a smaller impact than a tort claim against the other driver’s insurer.

Can I report an accident the next day?

For property-only collisions in Ontario and BC, yes, through a Collision Reporting Centre or ICBC Dial-a-Claim, but you must do so within 24 to 48 hours. For injury or hit-and-run cases, call 911 or police immediately. Reporting to your insurer the same day is always best, especially if you took photos at the scene that you can attach.

The Bottom Line for Newcomers

Knowing how to report an accident in Canada comes down to three numbers: 911 for anyone hurt, the provincial threshold for police, and 7 days (or sooner) for your insurer. Memorize your province’s police-reporting threshold (Ontario $5,000, Alberta $5,000, BC $10,000, Atlantic and territories $2,000, Quebec/SK/MB on injury or hit-and-run). Save the right insurer phone number on your phone before you ever need it (ICBC 604-520-8222 or 1-800-910-4222 in BC, MPI 1-800-665-2410 in Manitoba, SGI 1-800-647-6448 in Saskatchewan, SAAQ 1-800-361-7620 in Quebec for bodily injury, and the number on your policy card everywhere else). Carry a printed Joint Report in the glovebox if you live in Quebec. Keep a small accident kit (paper notepad, pen, phone charger, the IBC accident form) in the door pocket.

For a fuller look at the rules of the road for newcomers, our guide for US drivers in Canada covers cross-border insurance and licence exchange, our ‘migrating to Canada’ guide covers the SIN-to-licence paperwork sequence, and our city guides for Toronto, Calgary, Edmonton, and Halifax include the local non-emergency police lines and the closest Collision Reporting Centre or police station for major neighbourhoods.

Sources cited in this guide: Ontario.ca, Get a Vehicle Collision Report; Alberta.ca, Collision Reports; ICBC, Report a Claim; SAAQ, Event of an Accident; MPI, Reporting a Vehicle Collision Claim; SGI, Submit a Claim; Insurance Bureau of Canada, Claims Agreements and Forms; FSRA, After an Accident; Toronto Police Service, Collision Reporting; Accident Support Services International; Justice Canada, Criminal Code 320.16; Groupement des assureurs automobile, Joint Report.