What Does Canada Look Like?

Canada is the second-largest country on the planet by total area, covering 9,984,670 square kilometres across six time zones, ten provinces, and three territories. It stretches from the Pacific Ocean in the west to the Atlantic in the east and all the way up to the Arctic. Most of that land is forest, lake, mountain, and tundra. Most of the people, though, live in a thin band along the southern border with the United States.

If you are about to move here, “what does Canada look like” is really three questions in one: what does the land look like, what does the weather feel like, and what do the communities feel like once you arrive. This guide answers all three, with verified figures from Statistics Canada, Natural Resources Canada, and the Government of Canada, plus the kind of practical context you actually need before you book a flight.

Quick Answer

  • Canada is about 9.98 million km², second only to Russia.
  • Population: 41,651,653 as of July 1, 2025 (Statistics Canada).
  • Ten provinces, three territories, six time zones.
  • Six broad regions: West Coast, Prairies, Central, Atlantic, North, and the Canadian Shield that runs through several of them.
  • Coastline: 243,042 km, the longest in the world (Natural Resources Canada).
  • Roughly 20% of the world’s freshwater supply sits inside Canadian borders.
  • Two official languages: English and French.
  • Climate ranges from mild Pacific winters to deep Arctic cold; summers in the south often hit 25-30 C with humidity in Ontario and Quebec.

Canada at a Glance: The Numbers That Define the Country

Before you picture a single landscape, look at the scale.

WhatFigureSource
Total area9,984,670 km² (second-largest country)Statistics Canada
Population (mid-2025)41,651,653Statistics Canada, Sept 2025
Provinces and territories10 + 3Government of Canada
Time zones6 (Pacific, Mountain, Central, Eastern, Atlantic, Newfoundland)Government of Canada
Coastline243,042 km, longest on EarthNatural Resources Canada
Share of world’s freshwaterAbout 20%Government of Canada
LakesMore than 2 millionGovernment of Canada
Highest pointMount Logan, Yukon, 5,959 mStatistics Canada
Official languagesEnglish, FrenchGovernment of Canada
Border with the United States8,891 km, longest international land borderInternational Boundary Commission

The takeaway: Canada is huge, mostly empty in the centre and north, water-rich, and concentrated in the south. Almost everything else flows from that.


The Six Major Regions of Canada

Canada is usually broken into six geographic regions. They overlap a little, but the divisions hold up well once you start travelling.

1. The West Coast (British Columbia)

The Pacific edge is mountains, ocean, and rainforest. The Coast Mountains and the Rockies frame the province; the Strait of Georgia separates Vancouver Island from the mainland. Vancouver and Victoria sit in one of Canada’s mildest climate zones, where winters are wet rather than snowy and snow rarely sticks at sea level.

Inland BC changes character fast. The Okanagan is wine country and Canada’s only true desert pocket near Osoyoos. North of Prince George the population thins out and the boreal forest takes over. If you are weighing this region, our Living in Vancouver guide and the Toronto vs. Vancouver comparison cover the practical trade-offs.

2. The Prairies (Alberta, Saskatchewan, Manitoba)

The Prairies are the big-sky middle of the country: flat to gently rolling, treeless in the south, dotted with grain elevators, oil and gas country in Alberta, agricultural in Saskatchewan and southern Manitoba. The Rockies rise sharply on the western edge of Alberta. Calgary and Edmonton are the major metros; Saskatoon, Regina, and Winnipeg anchor the rest.

The weather is dramatic. Winters can drop below -30 C with windchill; summers can push past 30 C. Alberta also gets the Chinook, a warm dry wind off the Rockies that can lift Calgary’s temperature 20 degrees in a few hours in January.

3. Central Canada (Ontario and Quebec)

This is where most Canadians live. Ontario is home to about 16 million people and includes Toronto, Ottawa (the federal capital), and the manufacturing belt around the Great Lakes. Quebec, with about 9 million, is centred on Montreal and Quebec City and is the heart of French-speaking Canada.

The landscape across most of southern Ontario and southern Quebec is the St. Lawrence Lowlands: low, fertile, and shaped by glaciers. North of that the Canadian Shield takes over, with lakes, granite outcrops, and pine forest stretching for thousands of kilometres. Winters here are cold and snowy, regularly hitting -15 to -20 C in January. Summers are warm and often humid, especially in the Toronto-Montreal corridor.

If Ontario or Quebec are on your shortlist, see our Toronto guide, the Toronto suburbs roundup, and Healthcare in Quebec for what daily life actually involves.

4. Atlantic Canada (Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland and Labrador)

The four Atlantic provinces sit on the country’s eastern edge. The geography is a mix of low rolling hills (the northern end of the Appalachians), long indented coastline, fishing villages, and the red sandstone cliffs of PEI. Newfoundland adds rugged sea cliffs, fjords like Western Brook Pond in Gros Morne, and an offshore ocean culture distinct from the rest of Canada.

The climate is maritime: less extreme than the Prairies but wetter, foggier, and very windy in winter. The region punches above its weight culturally, with strong Acadian, Mi’kmaq, and Celtic influences.

5. The North (Yukon, Northwest Territories, Nunavut)

The three northern territories cover roughly 40% of Canada’s land area and hold less than 1% of its population. The geography shifts from the boreal forest and mountains of southern Yukon to the open tundra and Arctic islands of Nunavut. Mount Logan in Yukon is the country’s highest peak at 5,959 metres.

Winters are long and very cold, with sub-Arctic and Arctic conditions north of the treeline. In summer, southern Yukon can hit 25 C; Iqaluit averages about 8-12 C in July. Daylight runs to extremes near and above the Arctic Circle, with the midnight sun in June and the polar night in December.

6. The Canadian Shield (cuts across regions)

The Shield is not a single region you live in so much as a geological feature that defines half the country’s surface. It is an ancient core of Precambrian rock that loops around Hudson Bay and covers parts of Quebec, Ontario, Manitoba, Saskatchewan, Newfoundland and Labrador, and the territories. The Shield is what gives so much of Canada its signature look: bare granite, lakes packed in like puzzle pieces, and dense conifer forest.

The Shield also explains a lot of Canada’s economy. Most of the country’s mining (nickel, copper, zinc, gold, uranium) and a great deal of its hydroelectric power come from this ancient rock.


What Canada Looks Like, Province by Province

Each of the ten provinces and three territories has its own character. The shorthand below is intentionally non-marketing: what the land actually looks like, plus the population from Statistics Canada’s mid-2025 estimates.

Province / TerritoryCapitalPopulation (2025)What It Looks Like
OntarioToronto~16.0 MGreat Lakes shoreline, southern farmland, Niagara Escarpment, vast Shield north of the Trans-Canada
QuebecQuebec City~9.1 MSt. Lawrence River corridor, Laurentian Mountains, French-speaking villages, boreal north
British ColumbiaVictoria~5.8 MPacific coast, Coast Mountains, Rockies, rainforest, dry interior valleys
AlbertaEdmonton~5.0 MRocky Mountains in the west, foothills, prairie plains, badlands in the south
ManitobaWinnipeg~1.5 MPrairie south, Lake Winnipeg, boreal and Shield to the north, Hudson Bay coast
SaskatchewanRegina~1.25 MWheat-belt prairie, Qu’Appelle Valley, lake country in the north, sand dunes near Athabasca
Nova ScotiaHalifax~1.07 MAtlantic peninsula, Cape Breton Highlands, Bay of Fundy tides, fishing harbours
New BrunswickFredericton~860 KForested interior, Bay of Fundy coast, Acadian shore, Saint John River valley
Newfoundland and LabradorSt. John’s~545 KRocky Atlantic island, fjords, Labrador’s sub-Arctic mainland, iceberg alley
Prince Edward IslandCharlottetown~180 KRed sand beaches, gentle rolling farmland, Confederation Bridge
Northwest TerritoriesYellowknife~46 KGreat Slave Lake, boreal forest, tundra, the Mackenzie River system
YukonWhitehorse~46 KSt. Elias Mountains, Yukon River, gold rush towns, sub-Arctic forest
NunavutIqaluit~41 KArctic tundra, sea ice, fjords, the Canadian Arctic Archipelago

Population figures rounded from Statistics Canada quarterly estimates, 2025.

For a deeper dive on choosing where to land, see Best provinces in Canada for newcomers and the Provinces with most Indian population guide.


What Canada’s Climate Actually Feels Like

There is no single Canadian climate. There are several, and they matter a lot for daily life, clothing budgets, and where you decide to settle.

Winter

Winter is the season Canada is famous for, and it earns the reputation across most of the country. Snow covers the ground from roughly December through March or April in most populated areas. Typical January lows look like this:

  • Vancouver: about 1-3 C lows, mostly rain.
  • Toronto: -8 to -12 C lows, several major snowfalls.
  • Montreal: -14 to -18 C lows, deep snow, real windchill.
  • Calgary: swings widely; -15 C one day and +5 C in a Chinook the next.
  • Winnipeg: -22 to -27 C lows are normal in January.
  • Yellowknife: -30 C is an average January day.

If you have never lived through a Canadian winter, our guide on whether Canada uses Celsius and Driving cross-country in winter cover the practical adjustments. Weather in Toronto year-round is a useful starting point if Ontario is your destination.

Summer

Summer surprises most newcomers. From late June into early September, southern Canada is genuinely warm. Toronto, Ottawa, Montreal, and Windsor regularly see 28-32 C with high humidity. Calgary and Edmonton are drier but can still hit the high 20s. Vancouver runs cooler, in the low to mid-20s, with long sunny stretches in July and August. Even Yellowknife can clear 25 C on summer afternoons.

Spring and Fall

Spring is short and muddy across much of the country. Fall is the season most Canadians quietly love: cool mornings, warm afternoons, and the maple, oak, and birch turning red, orange, and yellow across Ontario, Quebec, and the Maritimes from late September into October.

Regional Climate Snapshot

RegionWinterSummerNotes
Pacific CoastMild, wet, 0-5 CCool to warm, 18-24 CVancouver, Victoria; rain dominates
PrairiesVery cold, -20 to -35 CHot and dry, 25-32 CCalgary, Saskatoon, Winnipeg
Central (ON / QC)Cold and snowy, -10 to -20 CWarm, humid, 25-32 CToronto, Ottawa, Montreal
AtlanticCold, snowy, windyWarm, 20-25 CHalifax, St. John’s, fog common
NorthSub-Arctic to ArcticShort, mildYellowknife, Whitehorse, Iqaluit

What Canada Looks Like Up Close: Cities, Suburbs, and Open Country

Statistics Canada confirms that more than 80% of Canadians live in urban areas, and most of those are in metropolitan regions within 150 km of the US border. So while the map is full of wilderness, daily life for most newcomers is suburban or urban.

The Big Three

  • Toronto is dense, multicultural, and built around a downtown skyline of high-rise condos with subway and streetcar lines feeding leafy mid-century suburbs. The Greater Toronto Area is home to about 6.7 million people. See Advantages and disadvantages of living in Toronto.
  • Montreal mixes 19th-century stone buildings, mountainside parks, and a French-speaking street life that feels closer to Lyon than Lethbridge.
  • Vancouver is glass towers against the North Shore mountains, with the ocean a 10-minute walk from downtown and ski resorts an hour away. The living in Vancouver guide covers cost and lifestyle.

Mid-Size Metros That Matter

Calgary, Edmonton, Ottawa, Quebec City, Hamilton, Winnipeg, and Halifax all sit in the 700,000 to 1.5 million range and offer significantly lower housing costs than Toronto or Vancouver. Many newcomers settle in these cities or in fast-growing satellite communities. See our city guides for Brampton, Mississauga, Hamilton, and Calgary.

Rural and Remote

Outside the metros, Canada looks very different. Farmland in the Prairies runs in mile-square sections to the horizon. The Canadian Shield is cottage country: lakes, granite, mosquitoes, and weekenders from the cities. The North is small towns connected by gravel roads, ice roads in winter, and bush planes in summer.


Plants, Wildlife, and What Grows Where

About 38% of Canada is forest, putting it among the most heavily forested countries on Earth. The boreal forest, a band of spruce, pine, and fir, runs from Yukon all the way to Newfoundland. South of that you find mixed and deciduous forest in Ontario, Quebec, and the Maritimes (sugar maple, oak, birch). Coastal BC has temperate rainforest with Douglas fir and western red cedar. The Prairies are grassland in the south, and the far North is treeless tundra.

Wildlife you may actually encounter, depending on where you settle:

  • Cities and suburbs: raccoons, squirrels, white-tailed deer, coyotes (more common than people think), Canada geese.
  • Cottage country and forest: black bear, moose, beaver, loon, wolf in remoter areas.
  • Mountain regions: grizzly bear, elk, mountain goat, bighorn sheep.
  • Arctic and sub-Arctic: polar bear, caribou, Arctic fox, muskox, beluga whale.
  • Coasts: harbour seal, orca, humpback and grey whale, puffin in Newfoundland.

Canada’s national parks system, run by Parks Canada, protects more than 340,000 km² of this landscape across 48 parks. Banff, Jasper, Pacific Rim, Gros Morne, and Nahanni are among the better-known.


What Canadians Look Like: People, Languages, and Cultures

Canada is one of the most multicultural countries in the world, by official policy and by demographic reality.

A Snapshot of the Population

  • Total population: 41,651,653 (Statistics Canada, July 1, 2025).
  • Median age: 40.6 years.
  • Foreign-born share: about one in four Canadians was born outside the country, the highest share among G7 nations.
  • Indigenous population: roughly 1.8 million people identify as First Nations, Métis, or Inuit (about 5% of the population).

Where Newcomers Are Settling

Ontario is still the top destination province, followed by British Columbia, Alberta, and Quebec. But Statistics Canada and IRCC data both show newcomers are increasingly choosing smaller cities and Atlantic Canada through the Provincial Nominee Program and the Atlantic Immigration Program. If you are weighing where to land, see Best provinces in Canada for PR and Should I move to Canada.

Languages

Check Out A Look at the Massive Project to Prevent Toronto Flooding:

English and French are both official, and the Government of Canada delivers federal services in both. In practice:

  • English is the dominant working language across all provinces and territories except Quebec.
  • French is the official and majority language of Quebec and is widely spoken in parts of New Brunswick (which is officially bilingual) and in pockets of Ontario, Manitoba, and the North.
  • Mandarin, Punjabi, Spanish, Arabic, Tagalog, and Cantonese are the most commonly spoken non-official languages, reflecting recent immigration patterns.

Quebec’s language laws (notably Bill 96) require French in workplaces, signage, and government services; if you are moving there, plan to learn or strengthen your French.

Religion and Daily Culture

Canada has no state religion. Roughly half the population identifies as Christian (Roman Catholic and various Protestant denominations), and the share identifying with no religion is now over a third and growing. Significant Muslim, Sikh, Hindu, Jewish, and Buddhist communities are visible in every major city. Religious accommodation is protected under the Canadian Charter of Rights and Freedoms.

Daily life is generally informal. You shake hands, you say “sorry” a lot, you queue, you tip about 15-20% in restaurants, and you take your shoes off in someone’s house in winter.


How Canada Is Governed (the One-Paragraph Version)

Canada is a federal parliamentary democracy and a constitutional monarchy. King Charles III is head of state and is represented in Canada by the Governor General. The Prime Minister leads the federal government from Ottawa; each province has its own Premier and legislature. Federal responsibilities include immigration, citizenship, defence, criminal law, employment insurance, and currency. Provinces handle healthcare, education, most highways, property law, and natural resources. Both levels collect taxes. As a newcomer, you will deal with both: federal Immigration, Refugees and Citizenship Canada (IRCC) for status, and your province for the health card, driver’s licence, and school enrolment.


What Canada Looks Like for a Newcomer’s First Year

Most newcomers arrive into Toronto, Vancouver, Montreal, or Calgary, and the first impression is usually a mix of things they expected and things they did not.

What tends to land as expected:

  • Big, multicultural cities.
  • Genuinely friendly day-to-day interactions.
  • Strong public infrastructure: transit, libraries, parks, hospitals.
  • High housing costs in the major metros.

What tends to surprise:

  • How vast the empty space is once you leave the metro.
  • How hot the summers get in Ontario and Quebec.
  • How specific each province feels (Quebec in particular).
  • How long it takes to get a family doctor in many provinces.
  • How much winter dictates your gear, your driving, and your social calendar from November through March.

If you want a practical onboarding sequence, our Migrate to Canada guide, Requirements to move to Canada, and Cost of living in Canada are the next reads.


Frequently Asked Questions

Is Canada really mostly empty?

Most of the land is uninhabited. About 80% of Canadians live in cities, and the great majority of those cities are within 150 km of the US border. Drive an hour north of almost any major Canadian city and the population thins out fast.

How big is Canada compared to other countries?

Canada is 9,984,670 km², the second-largest country in the world after Russia. It is bigger than the United States, China, or Brazil, and roughly 40 times the size of the United Kingdom.

How many provinces and territories does Canada have?

Ten provinces (British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, Quebec, New Brunswick, Nova Scotia, Prince Edward Island, Newfoundland and Labrador) and three territories (Yukon, Northwest Territories, Nunavut).

Does it snow everywhere in Canada?

Almost everywhere. Vancouver and Victoria are the main exceptions; they get rain rather than snow most winters. Inland and east of the Rockies, snow on the ground from December to March is the norm.

What language do Canadians speak?

English and French are both official languages. English is dominant nationally; French is the majority language in Quebec and is also widely spoken in parts of New Brunswick, Ontario, Manitoba, and the North.

What is the population of Canada in 2025?

41,651,653 as of July 1, 2025, according to Statistics Canada.

What is the warmest part of Canada?

Year-round, the south coast of British Columbia (Victoria, Vancouver, the Gulf Islands) is the mildest. In summer, the Okanagan Valley in BC and southwestern Ontario (Windsor area) are typically the hottest.

What does Canada look like in the north?

Boreal forest in the southern parts of Yukon and the Northwest Territories, then open tundra and Arctic islands in Nunavut. Long winters, short cool summers, dramatic light cycles, and very small, widely spaced communities.


Where to Read Next on On The Move Canada


Sources


Quebec runs the only fully independent immigration system in Canada. Every other province plugs into a federal Provincial Nominee Program. Quebec selects its own economic immigrants through the Ministère de l’Immigration, de la Francisation et de l’Intégration (MIFI) and issues its own selection document, the Certificat de sélection du Québec (CSQ). Federal Immigration, Refugees and Citizenship Canada (IRCC) only signs off after Quebec has already said yes.

The map of Quebec immigration programs looks very different in 2026 than it did even twelve months ago. The Programme de l’expérience québécoise (PEQ) closed on November 19, 2025. The three pilot programs for orderlies, food processing workers, and AI / IT / VFX workers ended January 1, 2026. The Programme régulier des travailleurs qualifiés (PRTQ) was already replaced by the Programme de sélection des travailleurs qualifiés (PSTQ) on November 29, 2024.

This guide walks through every Quebec immigration program that is actually open in 2026, the documents you need (CSQ, CAQ, Attestation of Quebec values), the 2026 MIFI fees, and the realistic timeline from Arrima profile to PR card. The numbers come from quebec.ca, the 2026-2029 Quebec Immigration Plan tabled November 6, 2025, and the official Arrima draw history.

Quick orientation. In 2026 there are five Quebec immigration programs that lead to permanent residence: the Programme de sélection des travailleurs qualifiés (PSTQ) for skilled workers, the Quebec Immigrant Investor Program (QIIP) for high-net-worth investors, the Quebec Entrepreneur Program in two streams, the Quebec Self-Employed Worker Program, and Quebec family sponsorship. Quebec’s annual permanent admissions are capped at 45,000 from 2026 to 2029, with French language now central to almost every economic stream.

Quebec Immigration Programs at a Glance (2026)

ProgramWho it’s forFrench requiredNet worth / financial floor2026 status
PSTQ (Skilled Worker Selection Program)Workers with skilled, manual, regulated, or exceptional experienceYes. Level 7 oral / 5 written for FEER 0-2; level 5 oral for FEER 3-5None beyond a 3-month settlement-funds proofOpen. Sole skilled-worker pathway
Quebec Immigrant Investor Program (QIIP)Investors with CAD $2M+ net worthYes. Level 7 oral$2M net worth, $1M five-year guaranteed investment + $200K non-refundableOpen with periodic intake windows
Quebec Entrepreneur Program, Stream 1 (Innovative Business)Founders backed by an accelerator, university entrepreneurship centre, or Investissement QuébecYes. Level 7 oralNoneOpen
Quebec Entrepreneur Program, Stream 2 (Start or Acquire a Business)Owner-operators starting or acquiring a Quebec businessYes. Level 7 oral$300,000 net worthOpen
Quebec Self-Employed Worker ProgramSolo professionals practicing their own profession in QuebecYes. Level 7 oral$100,000 net worth + $25K (outside Montreal) or $50K (Montreal) depositOpen
Quebec family sponsorshipSpouses, common-law partners, dependent children, parents/grandparents, certain orphaned relativesNot required, but value commitments applySponsor income test (federal LICO equivalent)Open. Long backlogs
Quebec Experience Program (PEQ)Quebec graduates and Quebec workersn/an/aClosed November 19, 2025
Quebec pilot programs (orderlies, food processing, AI/IT/VFX)Specialized in-Quebec workers and graduatesn/an/aClosed January 1, 2026

Sources: Quebec.ca Skilled Worker Selection Program, Quebec.ca PEQ closure announcement, Quebec.ca Investor program conditions, Quebec 2026-2029 Immigration Plan.

certificat immigration

What Is the CSQ and Why Does Every Quebec Program Funnel Through It?

The Certificat de sélection du Québec (CSQ) is the document that tells IRCC, “Quebec has selected this person.” Without a CSQ you cannot apply for permanent residence as a Quebec-bound economic immigrant. The CSQ is valid for the duration of the federal PR application that follows it. It is not, by itself, a visa or a work permit.

The two-step structure looks like this:

  1. Step 1, Quebec selection. You apply to MIFI under one of the Quebec immigration programs above. If approved, MIFI issues a CSQ.
  2. Step 2, Federal admission. You submit a permanent residence application to IRCC. IRCC handles security, criminality, and medical screening. Quebec has already done the economic, language, and adaptability assessment.

For most economic streams Quebec also requires the Attestation of learning about democratic values and the Québec values (the values test or course) for the principal applicant and any accompanying family member 18 or older. Family sponsorship applicants are exempt from the values test but must still acknowledge Quebec’s common values.

The CSQ replaced an older idea many readers still ask about: Quebec’s “PNP.” Quebec is not a PNP province. It does not nominate; it selects. The legal authority comes from the 1991 Canada-Quebec Accord on Immigration, which gives Quebec sole responsibility for selecting economic immigrants destined for the province.

The 2026-2029 Quebec Immigration Plan: What Changed and Why It Matters

On November 6, 2025, Premier François Legault’s government tabled the Plan d’immigration du Québec 2026-2029 along with a multi-year orientation document. The headline figures applicants should know:

  • Annual permanent admissions cap: 45,000 per year from 2026 through 2029, with a target range of 43,000 to 47,000. Down from the 57,210 to 61,220 range used in 2025.
  • Economic immigration share: 64% to 69% of permanent admissions, with the rest split between family reunification and refugees.
  • French outcome target: 80% of new permanent residents with at least intermediate French by 2029, up from roughly 50% in 2019.
  • Temporary residents: 84,900 to 124,200 new admissions in 2026, with new French requirements phasing in from December 2025 for renewals and from December 2028 for most temporary foreign workers.
  • PEQ closed. Both the Quebec Graduate stream and the Temporary Foreign Worker stream of the PEQ stopped accepting new applications November 19, 2025. Files already in the queue continue to process.
  • Three pilots closed January 1, 2026. Orderlies, food processing workers, and the AI/IT/VFX pilot all ended. None will be renewed.

Sources: Tabling of orientations on immigration for 2026-2029 (Quebec.ca), Littler legal analysis of Quebec 2026-2029 plan.

The practical effect for applicants: the PSTQ is now the only door into Quebec for skilled workers, French is no longer optional for almost any economic stream, and the available slots are tighter than they were a year ago. Applicants who don’t already live in Quebec and don’t speak French face the steepest climb.

Check Out Quebec Immigration 2023 | Quebec’s Unique Immigration System | Canada PR Process

Programme de Sélection des Travailleurs Qualifiés (PSTQ): The Skilled-Worker Pathway

The PSTQ is the workhorse of Quebec immigration in 2026. It replaces the old Programme régulier des travailleurs qualifiés (PRTQ) and absorbs the demand the PEQ used to handle. Applicants submit a declaration of interest in the Arrima portal, where MIFI scores the profile across three pillars (Human capital max 520 points, Adaptation max 180, Alignment with Quebec’s needs max 700) for a 1,400-point grand total. Profiles that clear the round’s threshold get an invitation to apply.

The PSTQ has four streams:

Stream 1: Highly Qualified and Specialized Skills (FEER 0, 1, 2)

For workers in skilled, professional, and technical occupations.

  • Work experience: Minimum 12 months full-time paid in the main occupation within the last five years. Internships count for up to three months.
  • Education: A diploma from a program of at least one year (DEP, AEC, DEC, bachelor’s, master’s, doctorate). Quebec programs need 900+ hours (secondary/college) or 30+ credits (university).
  • French: Level 7 oral and level 5 written on the Échelle québécoise des niveaux de compétence en français. Spouse: level 4 oral.

Stream 2: Intermediate and Manual Skills (FEER 3, 4, 5)

For workers in intermediate, manual, and elementary occupations.

  • Work experience: At least 24 months paid in the last five years, with at least 12 months in Quebec. Outside-Quebec experience capped at 12 months.
  • Education: Secondary school diploma or higher; certain DEP/ASP/AEC programs qualify.
  • French: Level 5 oral. Spouse: level 4 oral.

Stream 3: Regulated Professions

For applicants in any profession on Quebec’s official List of Regulated Professions (physicians, nurses, engineers, lawyers, teachers, and many trades).

  • Authorization: Must hold a permit, partial recognition, or training equivalence from the relevant order, dated within the last five years.
  • French: Level 7 oral and 5 written for FEER 0-2 occupations; level 5 oral for FEER 3-5 occupations.

Stream 4: Exceptional Talent

For globally recognized talent in research, the arts, sport, or strategic economic sectors.

  • Experience: At least three years in the main occupation within five years.
  • Documentation: Either a verifiable achievement on the Ministère’s published list or an opinion from a partner organization.
  • French: Level 7 oral and 5 written.

For a deeper dive on the four streams, the 1,400-point grid, and how to score your own Arrima profile, see our companion guide on the Quebec Skilled Worker Program.

PSTQ Arrima Draws in 2026 (So Far)

RoundStream 1Stream 2Stream 3
January 29, 20261,094 invites; cutoffs 782 / 674 / 737683 invites; 800 / 609 / 657750 invites; 781 / 694 / 546
February 26, 2026907 invites; 741 / 627 / 722495 invites; 756 / 562 / 6881,141 invites; multiple exercises
March 19, 2026893 invites; 718 / 588 / 709509 invites; 679 / 505 / 6621,118 invites; 672 / 563
April 30, 2026983 invites; 716 / 571 / 704506 invites; 660 / 494 / 6601,058 invites; 632 / 495

Source: Invitations in Arrima for the PSTQ (2026), Quebec.ca.

The pattern through Q1 and Q2 2026 is consistent. Stream 3 (regulated professions) issues the most invitations because Quebec is short of physicians, nurses, and skilled-trade journeypersons. Stream 1 (specialized skills) and Stream 2 (manual and intermediate) clear at lower volumes. Since July 2025, Quebec has explicitly prioritized candidates already in Quebec, holders of Quebec diplomas, applicants outside the Montreal region, and high-French candidates.

Quebec Immigrant Investor Program (QIIP): Open With Conditions

The QIIP is Canada’s only passive-investor immigration program. It reopened in January 2024 after a multi-year suspension and remains open in 2026, although MIFI runs it through scheduled application-intake windows rather than a continuous queue.

Core 2026 requirements:

  • Net worth: Minimum CAD $2,000,000, alone or with a spouse/common-law partner included on the application. The legal accumulation of this net worth must be documented.
  • Investment: A five-year, zero-interest guaranteed investment of CAD $1,000,000 with Investissement Québec, plus a CAD $200,000 non-refundable contribution. The $1M is returned at the end of five years; the $200K is not.
  • Management experience: Minimum two years of qualifying management experience in the five years before applying. Sectors like payday lending, pawnbroking, and the sex industry are excluded.
  • French: Level 7 oral on the Échelle québécoise.
  • Residence: After receiving a notice of intent to select, the principal applicant must complete at least 12 months of residence in Quebec within the first 24 months of the work permit, with at least six months of physical presence.

The QIIP’s quotas, intake periods, and document checklist are published on the Quebec.ca investor program page. Applicants who fall short of the $2M net worth or who can’t meet the level 7 French test should look at the Entrepreneur or Self-Employed programs instead.

Quebec Entrepreneur Program: Two Streams in 2026

The Quebec Entrepreneur Program is for active business owners, not passive investors. Applicants must run the company day to day after landing.

Stream 1: Innovative Business

  • For founders backed by an accredited Quebec accelerator, university entrepreneurship centre, or Investissement Québec.
  • No personal financial threshold. The accelerator’s support letter is the gate.
  • French: level 7 oral.

Stream 2: Start or Acquire a Business

  • For owner-operators of a new or existing Quebec business.
  • Net worth: minimum CAD $300,000, legally accumulated.
  • The business must be registered for at least one year at the time of CSQ submission, and the applicant must own at least 25% of paid-in capital.
  • French: level 7 oral.

The program issues a CSQ on a conditional basis. After landing, MIFI monitors active business operation. Read more in our companion guide to the Quebec Entrepreneur Program.

Quebec Self-Employed Worker Program

For tradespeople, consultants, performers, and licensed professionals who plan to practice their profession in Quebec on their own account, with or without paid help.

  • Experience: At least 24 months of self-employed work in the profession within the five years before applying.
  • Net worth: Minimum CAD $100,000, legally accumulated.
  • Deposit: A start-up deposit at a Quebec financial institution: $25,000 if the practice will be outside the Montreal region, $50,000 if inside.
  • Education: Minimum equivalent of a Quebec secondary school, vocational, or college diploma.
  • French: Level 7 oral on the Échelle québécoise.

The federal Self-Employed Persons Program (a separate IRCC program for athletes, artists, and cultural workers) has been paused indefinitely since April 2024. The Quebec Self-Employed program is now the only Canadian self-employed pathway accepting new applications.

Quebec Family Sponsorship

Quebec processes its own portion of the federal Family Class. Sponsors must:

  • Be a Canadian citizen or permanent resident at least 18 years old.
  • Reside in Quebec.
  • Sign an undertaking with both Canada (IRCC) and Quebec (MIFI). Quebec undertakings range from 3 to 10 years depending on the relationship and the sponsored person’s age.
  • Meet a minimum-income test (Quebec uses its own grid, similar in structure to the federal LICO).

Eligible sponsored persons include spouses and common-law partners, dependent children, parents and grandparents (subject to federal annual caps), and a small set of orphaned minor relatives. The Quebec sponsorship backlog is significant: as of September 2025, around 42,200 family-sponsorship files were waiting in the Quebec queue. Realistic processing for spousal sponsorship outside Quebec is roughly 12 months; for parents and grandparents, often 24 to 36 months.

CSQ vs. CAQ: The Two Quebec Documents That Get Mixed Up

These two documents do completely different things and are constantly confused.

DocumentWhat it doesWho needs it
CSQ (Certificat de sélection du Québec)Permanent selection. Step 1 of the two-step PR process.Permanent residence applicants under any Quebec economic program
CAQ (Certificat d’acceptation du Québec)Temporary selection. Authorizes a temporary stay before federal study or work permits.International students at Quebec institutions; certain temporary foreign workers

A study CAQ does not lead automatically to a CSQ. With PEQ closed, the path from a Quebec study permit to permanent residence now runs through PSTQ Arrima draws. Quebec graduates do receive scoring advantages in PSTQ but no longer have a dedicated stream.

2026 Quebec Immigration Fees (MIFI)

MIFI publishes its application fees on quebec.ca. Fees are indexed each January 1. Federal IRCC fees are paid separately on top of the MIFI fee.

ProgramMIFI fee, principal applicantMIFI fee, each accompanying family member
PSTQ skilled worker$846 (approx. 2026 indexed from $821 in 2025)$203
Investor program$18,406 (one of the highest application fees in Canada)$203
Entrepreneur and self-employed programs$1,283$203
Family sponsorship undertaking$322 (sponsor)varies
Temporary worker (CAQ-related)$235n/a
Foreign student (CAQ for studies)$136n/a

Numbers are based on the published 2025 schedule indexed by Quebec’s annual fee adjustment rate; check Quebec.ca fees and processing times before you submit. Add the federal IRCC PR fee (currently CAD $570 right of permanent residence + CAD $625 processing for adults, less for dependants) and biometric and medical exam fees.

Realistic Timelines From Arrima Profile to PR Card

Quebec immigration is slower than most federal pathways and the gap widened in 2025-2026 as MIFI absorbed PEQ files into the new PSTQ pipeline.

  • Arrima profile to invitation (PSTQ): Variable. Profiles in priority sectors and high-French candidates already in Quebec get invited within months. Profiles abroad with average French may sit in the pool indefinitely.
  • Invitation to CSQ: Around 6 to 12 months at the MIFI selection stage.
  • CSQ to federal PR confirmation (IRCC): Around 11 to 14 months for Quebec-selected economic streams in 2026, per IRCC processing-time data.
  • Total from Arrima registration to permanent residence: Plan for 2 to 4 years for skilled-worker pathways, 18 to 30 months for investor and entrepreneur files in normal processing.

For a side-by-side comparison with federal Express Entry timelines, see How Express Entry Works in 2026.

French Language: The Single Biggest Filter in 2026

In every Quebec immigration program except family sponsorship, French is no longer “an asset.” It is a hard requirement. The benchmark is the Échelle québécoise des niveaux de compétence en français, which Quebec maps to the international tests:

  • Level 7 oral / level 5 written: required for PSTQ Stream 1, all FEER 0-2 occupations in Stream 3, the Investor program, the Entrepreneur program, the Self-Employed program, and Stream 4 Exceptional Talent.
  • Level 5 oral: required for PSTQ Stream 2 and FEER 3-5 occupations in Stream 3.
  • Level 4 oral: spouse minimum for PSTQ.

Accepted tests include TEFAQ, TCF Québec, DELF, and DALF. Spouse-level scoring earns extra Arrima points but is also a hard threshold for most streams.

If you do not currently speak French at intermediate level or higher, expect 12 to 24 months of structured study (Alliance Française, Francisation Québec, or accredited online programs) before testing. Quebec funds free Francisation Québec courses for selected candidates and PRs once they are on the ground.

Quebec Values Test (Attestation of Learning)

Most Quebec economic immigrants and their accompanying family members aged 18 and over must obtain an Attestation of learning about democratic values and the Québec values, expressed in the Charter of Human Rights and Freedoms. Two paths qualify:

  1. Pass the online Quebec values test (24 multiple-choice questions, 75% pass mark).
  2. Complete a recognized in-person course (typically 24 hours).

The attestation is not required for family sponsorship applicants, but sponsors and sponsored persons sign an acknowledgement of common Quebec values as part of the undertaking.

Which Quebec Immigration Program Fits Your Profile?

If you are…The right Quebec programWhy
A skilled worker abroad with intermediate-or-better French and 1+ years of skilled experiencePSTQ Stream 1 or Stream 3 (regulated profession)The two streams with the most invitations and clearest path
A FEER 3-5 worker already in Quebec on a work permitPSTQ Stream 2The 12-month in-Quebec experience requirement is built for you
A nurse, physician, engineer, or licensed tradespersonPSTQ Stream 3Highest invitation volume; lowest score thresholds
A globally-known researcher, artist, or athletePSTQ Stream 4The only stream that doesn’t require a 1,400-point Arrima score
A passive investor with $2M+ in legally-acquired net worthQuebec Immigrant Investor ProgramThe only passive-investor PR pathway in Canada
A founder backed by a Quebec acceleratorQuebec Entrepreneur Program, Stream 1No personal capital floor; backing letter is the gate
A business owner ready to run a new Quebec company day-to-dayQuebec Entrepreneur Program, Stream 2$300K net worth instead of $2M; active management required
A consulting tradesperson or licensed solo professionalQuebec Self-Employed Worker ProgramLower thresholds than the entrepreneur program
A spouse, partner, or dependent of a Quebec residentQuebec family sponsorshipThe only non-economic permanent route
A Quebec graduate hoping for the PEQNone of the abovePEQ closed November 19, 2025; Quebec graduates now compete in PSTQ Arrima

If your profile fits PSTQ but your French is below level 7, the realistic 2026 plan is to land in Quebec on a temporary permit, study French to test level, and re-enter the Arrima pool from inside Quebec. Outside Quebec with weak French, the PNP routes through Saskatchewan, Atlantic Canada, or Manitoba are usually faster.

Frequently Asked Questions

Is the CSQ the same as Canadian permanent residence?

No. The CSQ is a Quebec selection certificate. It is the green light from MIFI that lets you submit a permanent residence application to IRCC. The federal PR confirmation comes later. Without the CSQ, IRCC will not process a Quebec-bound economic application.

Did Quebec close the PEQ?

Yes. The Programme de l’expérience québécoise closed both streams (Quebec Graduate and Temporary Foreign Worker) on November 19, 2025. Files received before that date continue to process. New applicants in those situations now apply through PSTQ Arrima.

Can I immigrate to Quebec without speaking French?

Family sponsorship and a small number of edge cases aside, no. Every economic program now requires at least level 5 oral French (PSTQ Stream 2) or level 7 oral plus level 5 written (everything else). The 2026-2029 plan further increases French requirements for temporary residents and renewals.

What replaced the QSWP and the PRTQ?

The Programme de sélection des travailleurs qualifiés (PSTQ), which launched November 29, 2024. The four PSTQ streams cover the workers who would previously have applied under either the QSWP/PRTQ or the PEQ Temporary Foreign Worker stream.

How long does the CSQ stay valid?

A CSQ is valid throughout the federal PR application that follows it, provided the federal application is submitted within the timeframes set out on the CSQ itself. If it expires, MIFI can issue a renewal in narrow circumstances.

Is Quebec part of Express Entry?

No. Quebec runs Arrima. Putting “Quebec” as the destination on an Express Entry profile is a common reason for refusal, because Quebec-bound economic immigrants must hold a CSQ first.

What is the Arrima portal?

Arrima is MIFI’s online expression-of-interest system for the PSTQ. Candidates submit a profile, MIFI scores it on the 1,400-point grid, and rounds of invitations are issued every four to six weeks. The portal also handles document submission for invited candidates.

Can I apply for the Quebec Investor Program in 2026?

Yes, the QIIP is open in 2026, although MIFI accepts applications during scheduled intake windows rather than year-round. The $2M net worth and level 7 French requirements still apply.

What about the federal Start-Up Visa or the federal Self-Employed program?

The federal Start-Up Visa is paused effective January 1, 2026. The federal Self-Employed Persons Program has been paused since April 2024. The Quebec Entrepreneur and Self-Employed programs are now the only active business-immigration pathways in Canada accepting new applications.

How much money do I need to settle in Quebec?

For PSTQ applicants, you must sign a Financial Self-Sufficiency Contract showing you can cover yourself and accompanying family members for the first three months. The 2026 settlement amounts are indexed annually; allow roughly $4,000-$5,000 for a single applicant and roughly $10,000-$12,000 for a family of four. Numbers move each January, so confirm on quebec.ca before submitting.

Final Word: Quebec in 2026 Is a Smaller, Stricter Door

Quebec is a smaller permanent-immigration door in 2026 than it has been at any point in the last decade. The 45,000 cap, the closure of PEQ, the end of the three pilots, and the harder French floor all point in the same direction: Quebec wants fewer immigrants, more of them already in the province, and almost all of them able to live and work in French.

That is not a reason to give up on Quebec immigration. It is a reason to plan around the rules that actually exist in 2026, not the ones that existed in 2022. Match your profile to one of the five active programs, build the French level the program requires, and budget the realistic two-to-four-year timeline.

If your profile doesn’t fit Quebec in 2026, look at the provincial nominee programs outside Quebec. Saskatchewan, Atlantic Canada, and Manitoba all run streams with lower language thresholds and faster processing for the right occupations.

For a deeper walk through the PSTQ point grid, the four-stream split, and how to score your own Arrima profile, see our Quebec Skilled Worker Program guide. For the business pathways, the Quebec Entrepreneur Program guide breaks down Stream 1 and Stream 2 in detail. And once your CSQ is in hand, How to Become a Permanent Resident of Canada covers the federal IRCC step that follows.


Sources and primary references:


If you are searching for jobs for Filipinos in Canada and the first thing that comes to mind is “POEA,” start with this update: the Philippine Overseas Employment Administration no longer exists as a standalone agency. Republic Act 11641 absorbed POEA into the new Department of Migrant Workers (DMW) when the law took effect on February 3, 2022 (Wikipedia: Department of Migrant Workers). The job lists, licensed agencies, and overseas employment certificates you used to know as “POEA” are still active. They now sit under DMW.

This guide is written for the OFW or aspiring OFW who wants a real plan, not just a list of vacancies. We cover where the legitimate jobs are, which Canadian work permit you actually need in 2026, how the new Home Care Worker pilots changed the caregiver route, and how to move from a temporary work permit to permanent residence.

Key Takeaways

  • POEA is now the Department of Migrant Workers (DMW). The old POEA website redirects you to dmw.gov.ph and the same licensed agencies are now DMW-accredited.
  • The Philippines was Canada’s second-largest source of new permanent residents in 2024, with 20,645 Filipinos becoming PRs, behind only India (Immigration.ca, 2024 source country data).
  • Most Filipino workers reach Canada through one of four legal routes: the Temporary Foreign Worker Program (TFWP), the International Mobility Program (IMP), the Home Care Worker Immigration pilots, or Express Entry for skilled workers.
  • The TFWP changed in 2024-2026. Low-wage LMIAs are now harder to obtain, advertising windows doubled to 8 weeks, and the 2026-2028 levels plan cuts annual TFWP admissions to 60,000 from 82,000 (CIC News, January 2026).
  • Caregiver pilots launched March 31, 2025, then paused for new applications when demand exceeded the cap (CBC News, December 2025). Watch for reopening windows in 2026.
  • A legitimate Canada job offer through DMW must come from a licensed Philippine recruitment agency that is processing a verified employer order. No fees should ever be charged to the worker for placement under the Migrant Workers Act.

POEA Is Now DMW: What Changed and What Did Not

The Department of Migrant Workers Act (RA 11641) merged seven agencies into one department to give Overseas Filipino Workers a single touchpoint. POEA was the largest of those seven, alongside the Office of the Undersecretary for Migrant Workers’ Affairs (OUMWA), the International Labor Affairs Bureau (ILAB), Philippine Overseas Labor Offices (POLOs), the National Maritime Polytechnic, the National Reintegration Center for OFWs, and the Office of the Social Welfare Attaché.

What stayed the same:

  • The list of licensed recruitment agencies. They are now called DMW-licensed rather than POEA-licensed, but most of the same names operate under the same license numbers.
  • The Pre-Employment Orientation Seminar (PEOS) and Pre-Departure Orientation Seminar (PDOS) requirements.
  • The Overseas Employment Certificate (OEC), which you still need before departing the Philippines for work.
  • The verified job order process. A Canadian employer order must be authenticated by the Philippine Migrant Workers Office (formerly POLO) at the relevant Philippine Embassy or Consulate before a DMW-licensed agency can process it.

What changed:

  • The portal. Job orders, agency status, and complaint filing now run through dmw.gov.ph instead of the old poea.gov.ph site.
  • Stricter penalties for illegal recruitment.
  • A clearer mandate to negotiate bilateral labour agreements, including ongoing work between DMW and Canadian provinces.

If you see a “POEA-approved Canada job order” online in 2026, treat it as a red flag. Verify the agency name and license against the DMW List of Licensed Recruitment Agencies before you send a single document.

How Many Filipinos Actually Move to Canada for Work?

Numbers help calibrate expectations.

IndicatorMost recent dataSource
Filipinos becoming Canadian PRs in 202420,645 (rank: 2nd)Immigration.ca
Express Entry invitations to Filipino candidates, 2024Philippines ranked 5th for women, 9th for men by citizenshipExpress Entry Year-End Report 2024
Total Express Entry ITAs issued in 202498,903IRCC Year-End Report
Planned PNP allocation for 202691,500 nominations (up from 55,000 in 2025)IRCC 2026-2028 Levels Plan
2026-2028 TFWP target (annual)60,000 (down from 82,000)IRCC Levels Plan

The big picture: more PR spots through PNPs, fewer temporary worker arrivals, and continued strong demand for Filipino healthcare, trades, and tech professionals.

The Four Legal Pathways to a Canadian Job in 2026

Almost every Filipino who works in Canada arrives through one of these four routes. The right one depends on your skills, your CLB language score, your age, and whether you already have a Canadian job offer.

1. Temporary Foreign Worker Program (TFWP)

The TFWP is what most people picture when they think of “OFW jobs in Canada.” A Canadian employer hires you, applies for a Labour Market Impact Assessment (LMIA) to prove no Canadian could fill the role, and you then apply for an employer-specific (closed) work permit.

What changed in 2025-2026:

  • Low-wage LMIA applications are blocked in any Census Metropolitan Area where unemployment is 6 percent or higher. Several CMAs dropped below the threshold in early 2026 and resumed processing for applications submitted between January 9 and April 9, 2026.
  • The mandatory job advertising period doubled from 4 weeks to 8 consecutive weeks in the 3 months before an LMIA is filed (Staffing Industry Analysts, 2025).
  • Most sectors are capped at 10 percent of staff being low-wage TFWs (15 percent for some rural employers under the March 2026 measures).
  • Primary agriculture, in-home caregiving, and seasonal/short-term roles still have exemptions.

Best for: Healthcare aides, food service supervisors, butchers, welders, truck drivers, agricultural workers, and other roles where Canadian employers regularly run the LMIA process.

2. International Mobility Program (IMP)

The IMP covers LMIA-exempt work permits. Categories include intra-company transferees, post-graduation work permits (PGWPs) for international graduates, and open spousal permits for spouses of certain workers and students.

For Filipinos, the IMP usually opens up after a study permit. A Filipino student who completes a Canadian college diploma or university degree can apply for a PGWP, work for any employer, and then qualify for Express Entry through the Canadian Experience Class after 12 months of skilled work.

3. Home Care Worker Immigration Pilots

Canada launched two new caregiver pilots on March 31, 2025, replacing the closed Home Child Care Provider and Home Support Worker pilots. The pilots are unique because they grant permanent residence on arrival, not a temporary permit, and no LMIA is required (Canada.ca: Home Care Worker Immigration pilots).

Eligibility highlights:

  • A valid full-time job offer in home child care or home support work.
  • CLB 4 in English or French.
  • A Canadian high school diploma or equivalent (an Educational Credential Assessment is acceptable for foreign credentials).
  • Recent, relevant experience.

Status as of May 2026: IRCC paused new applications in late 2025 because demand exceeded the annual cap. Watch dmw.gov.ph and IRCC announcements for the next intake. We track updates in our caregiver program in Canada guide and our Filipino caregivers application guide.

4. Express Entry (Federal Skilled Worker, CEC, FSTP)

Express Entry is the points-based system for permanent residence. You create a profile, IRCC scores you on the Comprehensive Ranking System (CRS), and the highest scoring candidates in regular and category-based draws receive Invitations to Apply.

For Filipinos, the most common Express Entry routes are:

  • Federal Skilled Worker (FSW): For overseas applicants with at least 1 year of skilled work experience and CLB 7+ language scores.
  • Canadian Experience Class (CEC): For those who already worked in Canada in a TEER 0, 1, 2, or 3 occupation for at least 12 months.
  • Federal Skilled Trades Program (FSTP): For trades workers with a job offer or certificate of qualification.

A persistent challenge for Filipino applicants is the Educational Credential Assessment (ECA). Filipinos who completed schooling under the old 10-year basic education curriculum often see their bachelor’s degree assessed as equivalent to a 2 or 3-year Canadian credential rather than a 4-year degree. The K-12 reform that began in 2012 is gradually closing this gap, but it still affects many candidates born in the 1980s and 1990s. See our CRS score for PR breakdown for category-by-category points and how to improve them.

In-Demand Occupations for Filipino Workers in Canada

Demand shifts every quarter, but these occupations have been consistently targeted in federal and provincial draws through 2025-2026.

SectorCommon NOC examplesPathway fit
HealthcareRegistered Nurses (NOC 31301), Nurse Aides (NOC 33102), Personal Support Workers, PhysiciansExpress Entry Healthcare category, BC PNP Health Authority, Atlantic Immigration Program
Skilled tradesWelders (NOC 72106), Electricians (NOC 72200), Plumbers (NOC 72300), Heavy Equipment OperatorsTFWP, FSTP, AAIP Construction stream
CaregivingHome child care providers (NOC 44100), Home support workers (NOC 44101)Home Care Worker Pilots (when reopened)
TechSoftware developers (NOC 21232), Computer systems analysts (NOC 21221)Express Entry STEM category, BC PNP Tech, OINP Tech (in transition)
AgricultureGeneral farm workers (NOC 85100), Harvesting labourers (NOC 85101)TFWP Primary Agriculture stream, AAIP Rural Renewal
Hospitality and foodCooks (NOC 63200), Food service supervisors (NOC 62020)TFWP (subject to LMIA caps), select PNPs
TransportationLong-haul truck drivers (NOC 73300)TFWP, several PNPs (e.g., SINP Long-Haul Truck Driver Project)

Every occupation in Canada has a 5-digit NOC code. Find yours on the federal NOC site before you apply, because the TEER level (0-5) it falls into determines whether you qualify for Express Entry, PNPs, and many work permit categories.

How to Find a Real Canada Job Order Through DMW

The two-track reality: you can either find the employer first, or work through a DMW-licensed agency that already has approved Canadian job orders.

Track A: Apply directly to a Canadian employer

  1. Build a Canadian-format CV. Two pages, no photo, no birthday, no marital status.
  2. Apply through Job Bank (jobbank.gc.ca), Indeed.ca, LinkedIn, and Workopolis.
  3. If an employer wants to hire you, they apply for an LMIA (under TFWP) or invoke an LMIA-exempt category (under IMP).
  4. Once the LMIA is positive (or the offer is LMIA-exempt), you apply for the work permit through IRCC and the Canadian visa office in Manila.
  5. The employer’s positive LMIA must still be authenticated through the Philippine Migrant Workers Office before DMW will issue your OEC.

Track B: Apply through a DMW-licensed recruitment agency

  1. Search the DMW List of Licensed Recruitment Agencies on dmw.gov.ph for agencies with active Canadian job orders.
  2. Confirm the agency is active and not suspended, delisted, or with cancelled license.
  3. Attend the free Pre-Employment Orientation Seminar (PEOS).
  4. Submit your CV and credentials. Reputable agencies will not ask for placement fees from the worker. Under Philippine law and the bilateral agreements with several Canadian provinces (Manitoba, Saskatchewan, Alberta, BC), the employer pays recruitment costs.
  5. Once selected, you complete the medical exam at a DMW-accredited clinic, biometrics at the Visa Application Centre, and any required English test (IELTS or CELPIP).
  6. After visa issuance, attend the Pre-Departure Orientation Seminar (PDOS) and collect your OEC.

If an agency demands “processing fees” of PHP 80,000 to 200,000 for a Canada placement, walk away. That is the most common illegal recruitment red flag DMW investigates.

Work Permit Types: Closed vs. Open

This trips up many first-time applicants.

A closed (employer-specific) work permit ties you to one employer, one job, and often one location. Most TFWP permits are closed. If you lose the job, you lose your right to work, though IRCC has emergency open permits in cases of abuse.

An open work permit lets you work for almost any employer in Canada. Examples include the Post-Graduation Work Permit (PGWP) for international graduates, the Spousal Open Work Permit (SOWP) for spouses of certain skilled workers and students, and the Bridging Open Work Permit (BOWP) for PR applicants in the final stages.

For OFW jobseekers leaving the Philippines for the first time, you will almost always start with a closed work permit through the TFWP.

Documents You Will Need Before You Fly

Once you have a job offer and a positive LMIA (or LMIA-exempt confirmation), the document list is consistent across most Filipino applicants:

  • Valid Philippine passport (at least 6 months beyond intended stay).
  • Job offer letter from the Canadian employer.
  • Positive LMIA, or proof of LMIA exemption with employer compliance fee paid.
  • Approved work permit (issued by the Canadian visa office in Manila or at port of entry).
  • NBI Clearance (police certificate) issued within the last 6 months.
  • Medical exam from a Panel Physician on the IRCC list (not just any clinic).
  • Proof of qualifications: diplomas, transcripts, training certificates, ECA where required.
  • Proof of funds when required by the visa officer.
  • Pre-Employment Orientation Seminar (PEOS) certificate.
  • Pre-Departure Orientation Seminar (PDOS) certificate, issued before flight.
  • Overseas Employment Certificate (OEC), issued by DMW.

For full cost planning, see our breakdown of how much it costs to immigrate to Canada.

Where Filipinos Are Settling in Canada

The Filipino-Canadian community is the third-largest visible minority population in the country, with strong concentrations in:

  • Toronto, Ontario: the largest Filipino population in absolute numbers.
  • Winnipeg, Manitoba: the highest per-capita Filipino population, around 10 percent of the city.
  • Vancouver, British Columbia: strong healthcare and tech absorption.
  • Calgary and Edmonton, Alberta: large trades and oil-and-gas Filipino workforce.
  • Mississauga and Brampton, Ontario: active Filipino community organizations and easier housing than central Toronto.

Where you settle matters because PNP eligibility, healthcare wait periods, and rent vary widely. Our best province for PR in Canada guide breaks down 2026 allocations and draw cut-offs by province.

Check Out How To Find a Job in Canada From Abroad. Quick Guide For Foreigners:

Common Pitfalls That Cost Filipino Workers Time and Money

  1. Paying placement fees. No legitimate Canada-bound job through DMW requires the worker to pay placement fees. Recruitment costs are the employer’s responsibility under Canadian provincial recruitment laws and the Migrant Workers Act.
  2. Trusting “direct hire” Facebook posts. Direct hire to Canada is heavily restricted unless the employer applies through the Philippine Embassy and DMW. Most “Canada hiring 100 workers, no exam, no interview” posts are scams.
  3. Skipping the OEC. Even if your visa and work permit are valid, BI Immigration at NAIA can offload you without an OEC.
  4. Assuming POEA-accredited agency lists from 2020 are current. Agency licenses get suspended, revoked, or expire. Verify on dmw.gov.ph the week before you sign anything.
  5. Underestimating the LMIA timeline. Even after a job offer, a positive LMIA can take 60 to 120+ days. Do not quit your Philippine job until the LMIA is positive and your work permit application is in.
  6. Going for “any job” with no PR plan. A closed TFWP permit is renewable but not permanent. Map out your move from temporary worker to PR through CEC, PNP, or the Caregiver pilot before you accept the offer.

From Temporary Worker to Permanent Resident: A Realistic Timeline

Most Filipino workers who reach PR follow a two-step path: get to Canada on a work permit, then move to PR through Express Entry or a PNP.

StageTypical timingNotes
Find Canadian job offer2 to 12 monthsFaster through DMW agencies with existing orders, slower through direct application
Employer LMIA processing60 to 120 daysHigh-wage and Global Talent Stream applications can be faster
Work permit application8 to 16 weeks (Manila visa office)Includes biometrics, medical, security
Pre-departure (PEOS, PDOS, OEC)2 to 4 weeksMandatory before departure
Work in Canada to qualify for CEC12+ months of skilled (TEER 0-3) workRequired for Canadian Experience Class
Express Entry profile + ITA + PR6 to 12 months from ITATotal from arrival to PR is typically 24 to 36 months

If you arrive through a Home Care Worker Pilot when intakes reopen, you skip the temporary stage and arrive as a permanent resident.

FAQs: Jobs for Filipinos in Canada

Is POEA still active?

POEA was reorganized into the Department of Migrant Workers (DMW) when RA 11641 took effect on February 3, 2022. The functions remain the same and the licensed agencies still operate, but they are now DMW-accredited and DMW-regulated.

Can I apply for a Canadian job from the Philippines without an agency?

Yes. You can apply directly through Job Bank, Indeed.ca, LinkedIn, and company career pages. If a Canadian employer hires you, they apply for the LMIA and you apply for the work permit. You still need to clear DMW pre-departure requirements (PEOS, PDOS, OEC) before flying.

Do I need to pay a placement fee for a Canada job?

No. Under Philippine law and Canadian provincial recruitment laws (Manitoba, Saskatchewan, BC, and Alberta in particular), the employer pays recruitment costs. Any agency demanding tens of thousands of pesos in “processing fees” for a Canada placement is breaking the law.

What is the easiest job to get in Canada from the Philippines in 2026?

Healthcare aide, personal support worker, long-haul truck driver, and food service supervisor roles continue to see steady LMIA approvals. Caregiver roles will likely reopen under the Home Care Worker Pilots, which lead directly to permanent residence.

How long does it take to immigrate to Canada from the Philippines for work?

A typical timeline from job search to landed worker is 6 to 18 months. From landing to permanent residence is another 18 to 24 months for most applicants who use the CEC route. The Home Care Worker Pilots compress this to a single PR application when intakes are open.

Is Canada really hiring Filipino nurses in 2026?

Yes. Canadian provinces ran multiple healthcare-targeted PNP and Express Entry draws in 2025 and Q1 2026, with cut-off CRS scores often well below regular draws. Several provinces, including Saskatchewan and the Atlantic provinces, have streamlined credential recognition for internationally educated nurses.

What if my job offer is in a TEER 4 or TEER 5 occupation?

You can still come on a TFWP permit, but TEER 4 and 5 roles do not directly qualify you for Express Entry CEC. Your PR pathway will more likely run through a PNP that accepts lower-skilled occupations (Saskatchewan, Manitoba, and Atlantic provinces have such streams) or the Home Care Worker pilots.

Your Next Step

If you already have a clear occupation in mind, the highest-value next move is to confirm your NOC code, your TEER level, and your CLB language score. Those three numbers determine which of the four pathways above is realistic for you in 2026.

If you are still weighing options, start with our companion guide on how to migrate to Canada from the Philippines, which walks through every visa programme and the realistic costs at each stage.

The doors to Canada remain open for Filipino workers in 2026. The rules just got tighter, the agencies got renamed, and the smart move is to plan against the current system, not the one your titos remember from 2015.


Last updated May 4, 2026. Immigration rules and labour market data change frequently. Always confirm current requirements at dmw.gov.ph, canada.ca/immigration, and the Canadian visa office in Manila before submitting an application. This guide provides general information and is not legal advice. For case-specific questions, consult a Regulated Canadian Immigration Consultant (RCIC) or immigration lawyer.

Is Canada a Good Place to Live? A 2026 Livability Guide

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For most newcomers, yes, Canada is a good place to live. The country pairs universal healthcare, low violent crime, and strong public services with a stable democracy, multicultural cities, and one of the most predictable immigration systems in the developed world. The honest tradeoffs are real: long winters, expensive housing in Toronto and Vancouver, and longer healthcare wait times than most Canadians would like.

This guide walks through the data behind that answer in 2026 so you can decide whether Canada is a good place to live for you.

benefits of living in canada
Migrating to Canada

Is Canada a Good Place to Live? The Short Answer

Canada is a good place to live in 2026 for most people who value universal healthcare, public safety, and access to nature. It ranks among the world’s top countries for quality of life and life expectancy, but housing costs in major cities and healthcare wait times are real friction points. Whether Canada is a good place to live for you depends on which province you choose and what you do for work.

How Canada Ranks for Quality of Life in 2026

The case for Canada doesn’t rest on one number. It rests on a stack of independent rankings that say roughly the same thing: this is a high-functioning country with a few visible cracks.

  • OECD Better Life Index: Canada scores above the OECD average in housing, jobs, education, health, life satisfaction, and community. (OECD)
  • World Happiness Report 2026: Canada ranks 25th of 147 countries, down from 6th a decade ago, with the steepest decline among Canadians under 25. (World Happiness Report)
  • Numbeo Quality of Life Index 2026: Ottawa is the #1 city in North America for quality of life and 28th globally; 17 Canadian cities make the international list.
  • Life expectancy: ~83.1 years at birth, compared with ~79.8 in the United States. Healthy life expectancy sits around 69.8 years.
  • U.S. News Best Countries: Canada has consistently placed in the global top three for “Best Countries” and “Quality of Life” in recent years.

The rankings agree on the public-goods story (health, safety, education, civic stability) and disagree on housing affordability and the happiness of younger Canadians, both sliding in the wrong direction.

best place to move to in canada

Healthcare in Canada: What Universal Coverage Actually Means

Universal healthcare is the headline reason most newcomers say Canada is a good place to live. The reality is more nuanced than “free.”

Every province and territory runs its own publicly funded health insurance plan, anchored to the federal Canada Health Act. Ontario residents are covered by OHIP, British Columbia by MSP, Quebec by RAMQ, Alberta by AHCIP. Once you’re a permanent resident or a covered work permit holder and your provincial waiting period ends (usually three months), most medically necessary doctor visits, hospital stays, surgeries, and emergency care are covered with no bill at point of service.

What isn’t covered automatically: prescription drugs outside hospital, dental, vision for most adults, physiotherapy, and ambulance fees in many provinces. Most working Canadians fill those gaps with employer benefits or private add-on insurance. Newcomers in their three-month waiting period need short-term private health insurance.

How the Provincial Health System Works

You apply for a provincial health card after you arrive and establish residency. From there you carry your card to walk-in clinics, family doctors, specialists, and hospitals; the province pays the provider directly with no deductibles or copays for insured services. The trade-off is gatekeeping: family doctors are the entry point for most non-emergency specialist care, and finding one in parts of Ontario, British Columbia, and Atlantic Canada can take months. Walk-in clinics, virtual care services, and pharmacist-led minor ailment programs have expanded in 2025-2026 to cover the gap.

Wait Times and What They Cost You

The Fraser Institute’s 2025 Waiting Your Turn report tracked a median 28.6 weeks from GP referral to specialist treatment, the second-highest figure on record. Diagnostic imaging adds more: about 18.1 weeks for an MRI and 8.8 weeks for a CT scan. Waits vary sharply by province and specialty: radiation oncology stays short, while orthopaedic and neurosurgical waits run a year or longer in the worst-served regions. (Fraser Institute)

For most people in Canada, primary care is accessible and emergency care is fast. Elective and specialist care is where the system feels its strain. If fast specialist access is a non-negotiable for you, factor that into your province choice. See our healthcare in Canada guide for the full breakdown.

Cost of Living in Canada: What You Actually Spend

Canada isn’t a cheap country, and the gap between cheap provinces and expensive ones is wide. A single person in Halifax or Saskatoon can live well on a budget that would barely cover rent in downtown Vancouver.

A useful baseline: a single adult in Canada in 2026 spends roughly CAD$1,400 to CAD$1,500 per month on living costs excluding rent. Rent is where the spread explodes.

Rent and Housing

A one-bedroom in central Toronto runs about CAD$2,300 to CAD$2,700 per month in 2026; central Vancouver typically runs CAD$2,600 to CAD$3,000. Neither is affordable on a single median income without roommates or strong dual incomes. Move outside the two big metros and the picture changes fast: Halifax, Calgary, Winnipeg, Saskatoon, Quebec City, Ottawa, and Edmonton offer one-bedroom rents in the CAD$1,300 to CAD$1,900 range, with proportionally lower home prices. Atlantic Canada and the Prairies remain the most affordable regions for newcomers. For buyers, the national average home price sits above CAD$700,000, with Toronto and Vancouver pulling the average up.

Groceries, Utilities, and Transportation

The Canada Food Price Report forecasts food costs to rise another 4-6% in 2026. A family of four spends roughly CAD$1,400 to CAD$1,600 per month on groceries. Utilities for a one-bedroom apartment generally land between CAD$150 and CAD$250 per month, higher in cold-province winters. Public transit monthly passes run CAD$100 to CAD$160 in major cities.

Taxes vs Take-Home Pay

Canadian income taxes are higher than the U.S. federal-only comparison, but they fund healthcare and richer social programs. Federal rates run from 15% to 33%, with provincial brackets stacked on top. The combined top marginal rate in most provinces sits in the 47%-54% range above ~CAD$250K. For median earners, total tax burden lands roughly 25-32%. Sales tax (GST/HST/PST) ranges from 5% in Alberta to 15% in the HST provinces.

For a deeper breakdown, see our cost of living in Canada guide.

Safety: How Canada Compares on Crime and Daily Risk

Canada is consistently ranked one of the world’s safer developed countries, though it isn’t crime-free.

Statistics Canada reported approximately 14,500 firearm-related violent crimes in 2024, or 36.0 per 100,000 population, down 4.2% year over year and the largest decrease since 2014. Firearms were involved in less than 3% of police-reported violent crimes overall, though they appeared in 38% of homicides. In about 80% of firearm-related homicides where the accused was identified, the person did not hold a valid firearms licence for the weapon used. (Statistics Canada)

Canada’s gun control regime materially limits the daily presence of firearms in public life, and overall crime rates have trended downward across the past two decades. Toronto, Ottawa, Calgary, and Quebec City consistently rank well on Numbeo’s safety index. Most Canadians say they feel safe walking alone at night, a metric where the country outperforms most G7 peers.

Work, Wages, and Work-Life Balance

Canada’s labour market in 2026 is steadier than the headlines suggest, with persistent gaps in healthcare, skilled trades, technology, education, and transportation. The economic class accounts for the largest share of permanent resident admissions in IRCC’s 2026-2028 plan. (IRCC)

Minimum Wage and Median Income

The federal minimum wage rose to CAD$18.15 per hour in April 2026. Provincial minimums vary: British Columbia CAD$18.25 (June 2026), Ontario CAD$17.95 (October 2026), Quebec CAD$16.60 (May 2026), Nova Scotia CAD$16.75 (rising to $17.00 in October), Yukon CAD$18.51, and Alberta CAD$15.00 (unchanged since 2018). Statistics Canada’s most recent national figure put median after-tax household income at CAD$74,200 (2023 data), with steady nominal growth since.

Paid Leave and Statutory Benefits

This is one of the under-discussed reasons Canada is a good place to live for families. Parents are eligible for up to 18 months of combined maternity and parental leave through Employment Insurance, sharable between partners. Statutory paid vacation starts at two weeks per year in most provinces and rises with tenure, on top of 9-13 public holidays. Add the $10-a-day subsidized childcare programs rolling out across most provinces and the monthly Canada Child Benefit, and family economics shift meaningfully in Canada’s favour. OECD estimates put Canadian work hours near 32 per week, supporting a stronger work-life balance than U.S. averages.

Climate: The Winter Trade-Off

You can’t answer “is Canada a good place to live” honestly without addressing the weather. Most population centres see winters running December through March, with daytime highs from -1°C to -10°C in southern Ontario and Quebec, colder across the Prairies, and milder along the south coast of British Columbia. Snow, ice, and real heating costs are routine. Summers are warm to hot, with wildfires and smoke now an annual concern across western Canada and parts of Ontario and Quebec.

Vancouver, Victoria, and pockets of southern Ontario have the mildest winters. Calgary balances cold with sunshine and chinook warmups. Quebec City, Ottawa, Montreal, Winnipeg, Saskatoon, and Edmonton get full-strength Canadian winters. Climate is the single most common reason newcomers report struggling in their first 18 months, and it’s the variable you have the most control over by choosing your city.

Multiculturalism, Community, and Daily Life

Canada is officially multicultural by federal policy and demographically multicultural in practice. About one in four Canadians was born outside the country, and the share is higher in Toronto, Vancouver, Calgary, and Ottawa, where more than half of metro-area residents have an immigrant background.

Most major cities support large, durable communities for South Asian, Chinese, Filipino, Caribbean, Middle Eastern, African, Latin American, and European newcomers, with grocery stores, places of worship, schools, and professional networks built around them. English and French are both official languages: outside Quebec, daily life is overwhelmingly English; inside Quebec, French fluency is the practical (and increasingly legal) requirement for most jobs and public services. The Charter of Rights and Freedoms protects equality, mobility, and freedom of religion at the constitutional level, and same-sex marriage has been legal nationwide since 2005. The practical effect: you’re unlikely to feel like an outsider in a major Canadian city.

Best Places to Live in Canada (City Snapshots)

Where you live in Canada matters more than the country average:

  • Ottawa: 2026 Numbeo #1 in North America. Stable government-anchored economy, mid-tier costs, bilingual.
  • Toronto: Largest job market and deepest professional sector for finance, tech, healthcare, and law. Highest housing costs in the country.
  • Vancouver: Mildest winters of any major Canadian city, world-class natural setting, real income-to-rent gap.
  • Montreal: Most affordable major city for rent, deep cultural scene, French required for full participation.
  • Calgary: Strong economy, low taxes (no provincial sales tax), close to the Rockies, real winters.
  • Halifax: Smaller metro, ocean access, growing tech and film sectors, lower cost than central Canada.
  • Quebec City, Edmonton, Winnipeg, Saskatoon: Strong affordability, functional job markets, good family fit, full Canadian winters.

For more, see our best cities to live in Canada guide.

Immigration: How Newcomers Move to Canada

Canada is one of the most predictable countries in the world to immigrate to, and that’s a major reason it’s a good place to live for skilled workers, entrepreneurs, and families with a path forward. The 2026-2028 IRCC Immigration Levels Plan sets permanent resident admissions at 380,000 per year through 2028, with the economic class making up roughly 64% of admissions, family class 21-22%, and refugees and protected persons around 13%. (IRCC)

Express Entry

Express Entry is the federal economic immigration system. It manages applications for the Federal Skilled Worker Program, Federal Skilled Trades Program, and Canadian Experience Class through a points-based ranking. IRCC runs regular draws, including category-based draws for healthcare, French-speaking candidates, STEM, trades, transport, and agriculture occupations. Most successful candidates land permanent residency in roughly six to twelve months.

Provincial Nominee Program

Each province (except Quebec) operates a Provincial Nominee Program targeting its labour-market needs. A provincial nomination adds 600 points to an Express Entry profile, effectively guaranteeing an invitation to apply, or runs as a paper-based base-stream path to permanent residency. The PNP is often the fastest path for candidates with a provincial job offer or in-demand trade. Other options include the Atlantic Immigration Program, Rural and Northern Immigration Pilots, the Start-Up Visa Program, family sponsorship, and study-to-work-to-PR pathways.

The Honest Drawbacks of Living in Canada

The cons in plain language:

  • Housing affordability in Toronto and Vancouver. Rent and home prices in the two biggest metros are out of step with median incomes. Most Canadians under 35 say this is the single biggest issue they face.
  • Healthcare wait times for non-emergency specialist care. Elective surgery, MRI scans, and specialist consults often involve months-long waits.
  • Long winters. Five to six months of cold weather in most of the country, with real heating costs and a real adjustment period.
  • Lower top-end salaries than the U.S. Tech, finance, medicine, and law typically pay less in Canada than equivalent U.S. roles, even adjusted for healthcare and benefits.
  • Declining happiness among young Canadians. The 2026 World Happiness Report flagged Canada as 71st for citizens under 25.
  • Distance. Canada is geographically vast. Visiting family in another province is an expensive flight, not a road trip.

Is Canada a Good Place to Live for You?

Canada is a good place to live if you value stable institutions, public healthcare, low day-to-day risk, multicultural cities, and a working pathway to permanent residency through skills and education. It’s a strong fit for families, healthcare workers, skilled tradespeople, technology professionals, and anyone willing to accept winter in exchange for a more redistributive social system.

It’s a weaker fit if your priority is maximum after-tax income, year-round warm weather, or housing affordability in a top-tier global city. Even then, choosing the right province (the Prairies, Atlantic Canada, or Quebec for affordability; Alberta or Ontario for income; British Columbia for climate) closes most of the gap.

If you’re weighing this against the United States specifically, see our Canada vs the United States breakdown.

Frequently Asked Questions

Is Canada a safe country to live in?

Canada ranks among the safer developed countries in the world. The 2024 firearm-related violent crime rate was 36.0 per 100,000, down 4.2% year over year, and firearms appeared in less than 3% of police-reported violent crimes. Ottawa, Toronto, and Calgary all score well on international safety indices, and most Canadians report feeling safe walking alone at night.

What are the biggest disadvantages of living in Canada?

The consistent complaints are housing costs in Toronto and Vancouver, healthcare wait times for non-emergency specialist care, long winters, and lower top-end salaries than the United States. Choosing a more affordable province and a milder city eliminates most of the cost and climate concerns for many newcomers.

Is Canada cheaper to live in than the United States?

It depends on the city pair. Numbeo data puts Canada’s overall cost of living roughly 7-8% lower than the U.S., but Toronto and Vancouver rents sit close to or above New York and Los Angeles. Halifax, Saskatoon, Quebec City, and Winnipeg are clearly more affordable than comparable U.S. metros, especially after factoring in healthcare costs.

What is the best province to live in Canada?

It depends on your priorities. Ontario offers the deepest job market, British Columbia the mildest climate, Quebec the lowest cost in a major metro (with French requirements), Alberta the lowest taxes, and Atlantic Canada the most affordable housing. Most newcomers choose Ontario or BC first and revisit the question after their first year.

How long does it take to move to Canada as a permanent resident?

Through Express Entry, most successful candidates receive permanent residency within six to twelve months of submitting a complete application. Provincial Nominee Program candidates often see 12 to 18 months from initial application to landed status. Family sponsorship and refugee streams follow separate IRCC timelines.

Is Canada a good place to live for families?

Yes, particularly for middle-income families. Up to 18 months of paid parental leave, the monthly Canada Child Benefit, $10-a-day subsidized childcare in most provinces, free public schools, and universal healthcare combine to lower the structural cost of raising children. Canadian cities consistently feature in family-livability rankings.


Updated April 2026. This guide draws on Statistics Canada, the OECD Better Life Index, the World Happiness Report 2026, IRCC’s 2026-2028 Immigration Levels Plan, the Fraser Institute’s 2025 wait-times report, Numbeo, and CMHC.